XCharge is secure - designated a PA-DSS Validated Application since 2006. Using XCharge can help you manage - and reduce - your PCI compliance requirements.
XCharge allows you to easily accept all major credit and debit cards. MO/TO (Mail Order Telephone Order) applications are supported utilizing the built-in AVS (Address Verification System) and CVV2 data management.
XCharge utilizes advanced technologies to enhance transaction security. Cardholder data is encrypted immediately after swipe or upon being keyed. Data is also protected through tokenization
Offering the ability to electronically store customer signatures, XCharge saves time as well as paper. Stored digital signatures and customer-signed receipts can be easily retrieved and printed, reducing chargeback risk.
When using XCharge, you have total control over reporting with the option to run summary and detail reports daily, weekly, monthly or on any date you choose. The automatic settlement feature reduces reconciliation time and minimizes fees due to late settlement.
XCharge’s Offline Processing feature provides uninterrupted processing during network or processor outages. Once the feature is set up, Offline Processing automatically activates when network issues are detected.